Why Settlers Life?

We want you to achieve success! Our Lifetime vested commission structure means that the payoffs of starting an agent partner relationship with Settlers Life may never end. These vested commissions may even survive your death to provide ongoing income to your spouse. Some of these opportunities for success with America's Final Expense CompanySM include:

  • Competitive Commissions with Generous Advances Available
  • High, Lifetime Renewal Commissions
  • Daily Commissions and Electronic Pay
  • Excellent (A minus) Rating by A.M. Best*
  • Competitive Premium Rates
  • No Policy Fees
  • Broad Portfolio of Quality Products
  • Issue Ages 15 days - 85 years on Gold Plan
  • Timely Electronic Reporting

  • Underwriting decisions at time of sale
  • Smokeless tobacco users are considered non-smokers
  • Lifetime, 20 yr, 10 yr, and Single Pay Plans
  • 99.13% of all Claims Paid in 2016
  • Excellent Customer Service
  • Frequent Sales Contests
  • Family Friendly Sales Conferences
  • 24/7 Agent Website

And last but not least, when you call our marketing staff in need of an answer, you can rely on friendly service backed by over 125 years of combined experience. Add it all up and we have a track record that's hard to beat-as every day, in every department, in every way, we continually strive to be "...one of the best small companies selling life insurance in your hometown.''

* The A.M. Best Company evaluates our performance, as a company, on an annual basis and our agents join us in taking pride in maintaining an excellent rating. A.M. Best Company, Inc. is the oldest and most widely recognized rating agency dedicated to the insurance industry. A.M. Best states that an "A minus" rating "is assigned to companies which have, in our opinion, an excellent ability to meet their ongoing obligations to policy holders."


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More Information

For more information on becoming an agent, click here or contact us at:

  • 800.877.6191