Financial Review

Settlers Life understands that when people purchase one of our insurance products they expect security and peace of mind. One of our primary objectives is making sure that we meet that expectation by properly and wisely managing the premium payments our policyholders place with us.

Quality of Our Investments and of Our Reserves

Our investment policy matches that of our parent, National Guardian Life Insurance Company. We believe that safety and security for our policyholders is our number one concern. Stability should not be sacrificed for short-term yield. Therefore, our portfolio is focused on long-term success.

Settlers Life does not have "junk" or speculative bonds in its portfolio and its exposure in the equity market through common stocks is minimal.

As of December, 2016, our assets exceed $401 million dollars, with almost $42 million in capital and surplus and over $1.83 billion dollars of life insurance in force.*

Settlers Life A.M. Best Rating

A- (Excellent) (scale = A++ - F): The A.M. Best Company is the oldest and most widely recognized rating agency dedicated to the insurance industry. A.M. Best rates Settlers Life as an A minus and states that this rating "is assigned to companies which have, in our opinion, an excellent ability to meet their ongoing obligations to policyholderes. This rating places Settlers Life well within A.M. Best's "secure" range.

All ratings are current as of December 2016.

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.

*Liabilities are $359.8 million.  Figures drawn from the 12/31/2016 Annual Statement of Settlers Life Insurance Company


National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.