Our Mission:  Partner withour customers to share life's financial risks and rewards.

Settlers Life is an established final expense life insurance company that specializes in providing simplified issue, whole life insurance.  We take pride in creating Special Plans for Special People and then backing them up with personalized service - every day and in every contact.  After more than twenty-five years in the final expense life insurance business, we understand the importance of our service and our coverage to policyholders.  We take pride in providing not just an insurance product and good service, but "peace of mind" that at America's Final Expense CompanySM we'll take care of you just like we would take care of ourselves.

A policyholder at Settlers Life is a person, with needs and expectations similar to all of us who work at Settlers Life.  We strive to treat that person--and all of our policyholders--as we would expect to be treated ourselves.  With over 6,500 licensed agents who serve people and communities in forty-four states and the District of Columbia, we are continually working to be "...one of the best small companies selling life insurance in your hometown."

NGL Insurance Group
Settlers Life became a member of the NGL Insurance Group in 1999.  The Group is comprised of two companies:  National Guardian Life (NGL) and Settlers Life.

National Guardian Life Insurance Company is a mutual company controlled by its policyowners.  For over 100 years, NGL has written many kinds of insurance policies that they continue to service today.  Starting in the late 1990's, NGL strategically refocused its business model to concentrate on a few niche markets including preneed, final expense, and group accident and health products.  To learn more, please visit their website.

National Guardian Life Insurance Company is not affiliated with The Guardian Life Insurance Company of America a/k/a The Guardian or Guardian Life.