Product Portfolio

Final Expense Plans

Gold Plan (click here for availability.)

Has your health been good for the past five years? The Settlers Life Gold Plan is an Immediate Benefit Whole Life Policy which rewards five years of current good health with the opportunity for increased benefits -- from $2,500 to $25,000. This is the best final expense plan currently offered by Settlers Life, providing the maximum level of coverage for your family and loved ones. There is no waiting period for full benefits to be available.

Plus the Gold Plan allows you to add an Accidental Death Benefit Rider to the Gold Plan to provide additional coverage in the event of death due to accident as defined in the rider -- up to $50,000 in total benefits.

Policy Series WLP-2300 (7/2006) or WLP-2300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent.

Silver Plan (click here for availability.)

Are you in good health, having put some recent difficulties behind you? The Settlers Life Silver Plan is an Immediate Benefit Whole Life Policy which can provide you with benefits from $1,000 to $25,000. If your health has been good over the past two years, the Silver Plan may provide you with significant insurance coverage for your family and loved ones.There is no waiting period for full benefits to be available. And you can add the Accidental Death Benefit Rider to provide additional benefits in the event of death due to accident as defined in the rider.

Policy Series WLP-2300 (7/2006) or WLP-2300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent

Bronze Plan (click here for availability.)

Having trouble getting insurance due to current health difficulties? The Settlers Life Bronze Plan is a Modified Whole Life Policy which provides a reduced death benefit during the first two years. If you can answer "No" to two simple health questions, you may qualify for $1,000 to $10,000 in benefits under this plan. If death occurs due to natural causes within the first two years, Settlers Life will pay the total of premiums paid plus 10%. If death occurs due to an accident as defined within the policy within the first two years, Settlers Life will pay the full death benefit. After the first two years, if death occurs due to natural causes, Settlers Life will pay the full death benefit. And if you add an Accidental Death Benefit Rider to your policy, Settlers Life will pay additional benefits for death due to an accident as defined in the Rider.

Policy Series IMWLP-300 (7/2006) or IMWLP-300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent

Bronze II Plan (Available in NC and WV only.)

NO LIFE INSURANCE FOR 2 YEARS

Having trouble getting insurance due to current health difficulties? The Settlers Life Bronze II Plan is a Modified Whole Life Policy which provides a reduced death benefit during the first two years. You may apply for $1,000 to $10,000 in benefits under this plan. If death occurs due to natural causes within the first two years, Settlers Life will pay the total of premiums paid plus 10%. If death occurs due to an accident as defined within the policy within the first two years, Settlers Life will pay the full death benefit. After the first two years, if death occurs due to natural causes, Settlers Life will pay the full death benefit. And if you add an Accidental Death Benefit Rider to your policy, Settlers Life will pay additional benefits for death due to accident as defined in the Rider.

Policy Series IMWLP-300 (07). This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent

Final Expense Riders

Child Term Life Rider

The Settlers Life Child Term Rider offers an opportunity for the primary insured named on our Gold or Silver Policy to apply for additional term life coverage on his or her children with coverage in units of $5000 up to a maximum of $25,000 per child. All children are covered by one rate per unit of coverage, and later born children are also covered. Coverage terminates at age 25 but the rider includes a conversion option to whole life insurance without additional proof of eligibility.

This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent

Accidental Death Benefit Rider

The Settlers Life Accidental Death Benefit Rider provides for additional coverage if your death results from an accident as defined in the Rider. It is available for issue from ages 6 months to 70. This Rider terminates on the policy anniversary date on which the insured is age 75.

This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent

Accelerated Benefit Rider

If you purchase $5,000 or more of coverage, Settlers Life will add this Rider to your Policy for no additional cost. The Settlers Life Accelerated Benefit Rider allows you to apply for an accelerated living benefit of up to 75% of the current policy death benefit if you are diagnosed after the effective date of your policy's coverage as having a terminal illness with a life expectancy of six months or less. In many (but not all) of our states you may also apply if you are diagnosed as requiring continuous care in a nursing home. This Rider provides you and your family and loved ones with benefits before your death to help you in those difficult times.

This is an advertisement. Details and forms may vary by state. For policy eligibility and details on coverage, please contact Settlers Life or a Settlers Life Agent